Lawyer Profile
Jacqueline D. Shinfield
Toronto, Ontario
Overview
Jacqueline is co-lead of Blakes Financial Services Regulatory group. Her practice focuses on all aspects of regulatory compliance in the retail financial services and payments industry at both the federal and provincial levels. She provides advice to regulated financial institutions and non-bank institutions, money services businesses, foreign exchange dealers, mobile payments service providers, digital currency exchanges, crypto currency exchanges and others. She has extensive experience providing advice in respect of Canada's anti-money laundering and anti-terrorism financing legislation as well as Canadian sanctions legislation.
Jacqueline also has particular expertise in the payment and card industry and provides advice to those involved in all aspects of these industries, including credit card, stored value card and virtual card issuers, issuers and exchangers of digital currency, e-wallet providers, payment solution providers, program managers, payment processors, payment acquirers, payment networks and others involved in payment systems generally. She also provides a wide range of advice on regulatory issues with respect to the development of new payment products and distribution networks and on regulatory compliance with respect to payment systems legislation and consumer protection legislation.
Jacqueline also advises those engaged with digital currency and digital assets generally including matters surrounding regulation of those "dealing in virtual currency" and non-fungible tokens, leveraging her extensive experience in payments, anti-money laundering, money services businesses and other financial services regulatory matters.
Jacqueline was named Person of the Year at the 2016 PX Payments Awards and was inducted into the Canadian Payments Hall of Fame. Payments eXchange is the Canadian organization that represents all sectors of the payments business in Canada (gift cards, prepaid cards, eCards, ePayments, mobile payments and transaction processing), and provides ongoing legal and statute updates that govern each aspect of the payments business.
In 2015, Jacqueline was named one of Paybefore's Top 10 Payments Lawyers. She is the only Canadian lawyer to receive this recognition.
Jacqueline is also recognized as a leading banking and financial services lawyer in the following publications:
The Canadian Legal Lexpert Directory (2024–2026: Consistently Recommended – Financial Institutions Regulation – Ontario; 2016–2025: Repeatedly Recommended – Banking & Financial Institutions)
Chambers Global Legal Guide 2026 (Banking & Finance: Financial Services Regulation)
Practice Areas
Bar Information
Called to the bar: 1989 (ON)