Lawyer Profile

Darcy Ammerman

Ottawa, Ontario

Darcy Ammerman

Overview

Darcy Ammerman is an accomplished Chambers and Lexpert-ranked financial services partner with expertise in secured lending transactions, financial institution regulation, the regulation of service contracts / warranties and a wide range of insurance matters.

She frequently advises on syndicated lending, asset-based lending, aircraft financing, debtor-in-possession (DIP) financing and mezzanine financing.

In the insurance area, Darcy advises on regulatory approvals (including for foreign insurers), reorganizations and ongoing compliance matters. She also advises clients on the factors regulators may consider when assessing licensing requirements for after-market warranties and service contracts in the motor vehicle sector and others.

While on secondment as legal counsel at Payments Canada, the organization responsible for Canada’s essential payments systems, Darcy gained expertise with respect to payments modernization.

Key updates and issues about consumer-driven banking (or open banking) after the enactment of the Consumer-Driven Banking Act on March 26, 2026.

OSFI published a report titled FIFAI II: AI Risks and Opportunities: Adopting an AGILE Framework in Canadian Financial Services regarding AI adoption.

The British Columbia Supreme Court confirms that where excluded interests are subject to a different priority regime, the PPSA does not apply

The Insurance Council of BC released an update outlining the qualifications and ongoing requirements for its new Restricted Insurance Agency Licence.

Practice Areas

  • Banking/Finance

Bar Information

Called to the bar: 2011 (ON)